Home Company Services Plan Types
About Us News

Our services include Plan Design, Document Preparation and Annual Administration in addition to other customized services as requested by our clients including plan asset reconciliation and plan terminations.

Plan Design

  • Personalized profit sharing plans, 401(k) plans and defined benefit plans to fit the financial and benefit objectives of the employer.
  • On an ongoing basis, reviewing the plan provisions to keep up with the employer’s objectives and the changing pension laws.

Document Preparation

  • Preparation of individually drafted plans to fulfill all specific objectives of the employer.
  • Filing plans with the IRS, if required.
  • Creation of the Summary Plan Description (SPD) to be given to the plan participants. The SPD provides an explanation of the Plan provisions in easily understood language.
  • Preparation of Beneficiary Designation Forms and Salary Deferral Agreements, if applicable.


  • With a full time Actuary, administrators and our broad knowledge and experience in the retirement field, no part of the actuarial or administrative services is done outside of our office.
  • Annual actuarial reports summarizing plan provisions, assets, participant account balances and/or actuarial information to support allowable or required contributions and the deduction of these contributions.
  • Trust accounting and the preparation of an annual Plan Financial Summary of the asset activity.
  • Anti-discrimination testing including the General Test, IRC 410(b), ADP and ACP tests.
  • Annual Participant statements for active and terminated participants.
  • Annual reporting Form 5500, (including all schedules and Schedule SB) and attachments as required by the IRS and DOL.
  • Annual Pension Benefit Guaranty Corporation Comprehensive Filing for Defined Benefit Plans.
  • Preparation of Form 1099-R and Form 945 for all pension distributions, if requested.
  • Filing of plan terminations for approval with the appropriate government agency as well as assistance with distribution of assets (IRS and PBGC submissions),
Links Contact Us